complaints data – showing individual financial businesses

The two tables of figures on this page cover the six months from 1 July to 31 December 2009. The figures will help people to see how individual financial businesses handled their customer complaints. The tables show:

  • new cases
    The number of new cases received by the ombudsman service in this six-month period – from consumers dissatisfied with the financial business’s response to their complaint. This number is likely to reflect the size of the business involved.
  • resolved cases
    The percentage of resolved cases where the ombudsman service made a change in favour of the consumer. This change could range from £1 to £100,000.

These figures cover financial businesses only where we received at least 30 new cases and resolved at least 30 cases in this six-month period from 1 July to 31 December 2009. Complaints relating to these businesses made up around 90% of the total number of cases handled by the ombudsman service in this period.

can't find the name you're looking for?

Businesses are listed in these tables under the official name by which they are regulated. But they may also operate under different brands or trading names. Check the name you’re looking for to find any related business name under which complaints data might be listed.

See our special FAQs for answers to the most frequently-asked questions about our complaints data. You can also look at complaints data relating to the previous six-month period – but please note that business names (and brand or trading names) may have changed between periods.

time lags and complaints

There is a time lag between our receiving a new case and our resolving it. So resolved cases during a period are not all the same as the new cases received in that period. The time lag varies from case to case. This means the figures for the outcome of cases in a single period may not, on their own, be significant – but the trend over several periods could be.

Cases that have taken longer to resolve may not necessarily reflect the most recent complaints-handling performance of a financial business. And some cases may relate to things done by a predecessor business that has been taken over by the business against which the complaint is now recorded.

sorting tables by different headings
Click the sort button symbol at the top of the relevant column to sort the figures in the tables.
business name
sort button		 business group
sort button		 total number of new cases received
sort button 		number of new cases - by complaint category
banking and credit
sort button		 mortgages and home finance
sort button		 general insurance
sort button		 investments
sort button		 life & pensions and decumulation
sort button
Scottish Provident Limited Pearl Group 31 0 0 24 0 7
Aviva Life Services UK Limited AVIVA 33 1 2 5 8 17
Unum Ltd Unum Limited 33 0 0 33 0 0
IGI Insurance Company Limited No Group 34 0 0 34 0 0
Lloyds TSB Insurance Services Limited Lloyds 34 0 0 34 0 0
The Equitable Life Assurance Society No Group 34 0 0 2 8 24
Mondial Assistance Europe N.V. No Group 35 0 0 35 0 0
Royal Liver Assurance Limited No Group 35 0 0 1 4 30
Northern Bank Limited No Group 36 22 1 7 3 3
Wills & Co Stockbrokers Ltd No Group 36 0 0 0 36 0
Clerical Medical Investment Group Limited Lloyds 37 0 0 1 15 21
National Savings and Investments No Group 38 38 0 0 0 0
Norwich and Peterborough Building Society No Group 38 21 4 6 7 0
Prudential Health Limited Prudential PLC 38 0 0 38 0 0
The Mortgage Business Plc Lloyds 38 0 37 1 0 0
Mandrake Associates Limited No Group 40 0 0 0 0 40
Aviva Health UK Limited AVIVA 42 0 0 41 1 0
HSBC Insurance (UK) Limited HSBC 42 0 0 42 0 0
Halifax Share Dealing Limited Lloyds 43 0 0 0 43 0
Legal & General Partnership Services Limited Legal & General 43 0 13 30 0 0
Openwork Limited Zurich 43 0 9 12 11 11
St. James's Place Wealth Management Plc St James Place 45 0 2 4 26 13
Newcastle Building Society No Group 46 34 5 2 0 5
Scottish Friendly Assurance Society Limited No Group 46 1 0 1 25 19
Talos Securities Limited No Group 46 0 0 0 46 0
Professional Travel Insurance Company Limited No Group 47 0 0 47 0 0
Simplyhealth Access No Group 47 0 0 47 0 0
Automobile Association Insurance Services Limited No Group 48 0 0 48 0 0
QBE Insurance (Europe) Limited No Group 48 0 0 48 0 0
Admiral Insurance Company Limited Admiral Group 49 0 0 49 0 0
American Life Insurance Company (USA) No Group 49 0 0 15 17 17
AXA PPP Healthcare Limited AXA 49 0 0 49 0 0
Hastings Insurance Services Ltd No Group 49 0 0 49 0 0
The National Farmers' Union Mutual Insurance Society Limited National Farmers Union Mutual Society Limited 49 0 0 45 1 3
Kensington Mortgage Company Limited No Group 50 2 48 0 0 0
National House-Building Council No Group 50 0 0 50 0 0
Equiniti Financial Services Limited No Group 51 0 0 0 51 0
Europ Assistance Insurance Limited Europ Assistance 51 0 0 51 0 0
Saga Services Limited No Group 51 0 0 51 0 0
Assurant General Insurance Limited No Group 53 0 0 53 0 0
Groupama Insurance Company Limited Groupama 53 0 0 53 0 0
Liverpool Victoria Friendly Society Limited Liverpool Victoria Group 53 1 0 9 12 31
Ocean Finance and Mortgages Limited No Group 53 1 0 52 0 0
Quinn Insurance Limited No Group 54 0 0 54 0 0
MMA Insurance Plc No Group 56 0 0 56 0 0
Southern Pacific Mortgage Limited No Group 56 4 51 1 0 0
Chelsea Building Society Chelsea Building Society 57 5 33 16 0 3
Acromas Insurance Company Limited No Group 58 0 0 58 0 0
Guardian Assurance Plc Aegon Group 59 0 1 3 0 55
BRIT Insurance Limited No Group 61 0 0 61 0 0
Canada Life Limited Canada Life 62 0 0 18 11 33
Domestic & General Insurance Plc Domestic & General Insurance PLC 62 0 0 62 0 0
Scottish Equitable Plc Aegon Group 62 0 0 15 9 38
London and Edinburgh Insurance Company Limited AVIVA 63 0 0 63 0 0
Skipton Building Society Skipton Group 64 26 24 10 3 1
Yorkshire Building Society Yorkshire 69 19 18 13 8 11
Citibank International plc Citibank 73 58 1 11 2 1
Zurich Advice Network Limited Zurich 73 0 4 12 6 51
Lloyds TSB Private Banking Ltd Lloyds 74 8 0 0 57 9
Homeserve Membership Limited No Group 77 0 0 77 0 0
Winterthur Life UK Limited AXA 77 0 0 3 2 72
BUPA Insurance Limited BUPA 78 0 0 78 0 0
Countrywide Assured Plc No Group 79 0 1 5 2 71
esure Insurance Limited ESURE 81 0 0 81 0 0
Halifax Insurance Ireland Ltd Lloyds 83 0 0 83 0 0
Shop Direct Financial Services Ltd Shop Direct Group 83 66 0 17 0 0
American Express Services Europe Limited No Group 84 75 0 9 0 0
The Carphone Warehouse Ltd No Group 86 1 0 84 1 0
GE Money Consumer Lending Limited General Electric 87 50 13 24 0 0
Freedom Finance Plc. No Group 91 0 1 90 0 0
Sainsbury's Bank Plc Sainsburys Bank 91 74 0 17 0 0
Lincoln Assurance Limited No Group 92 0 0 7 6 79
Ulster Bank Ltd Royal Bank Of Scotland 94 46 5 42 0 1
Mortgage Express Bradford & Bingley 95 1 94 0 0 0
AXA Sun Life Services Plc AXA 96 0 0 14 30 52
DAS Legal Expenses Insurance Company Limited No Group 96 0 0 96 0 0
Shop Direct Home Shopping Limited Shop Direct Group 96 95 0 1 0 0
ING Direct N.V. No Group 97 91 2 0 4 0
Sesame Limited Sesame 98 0 6 6 28 58
Nemo Personal Finance Limited Principality 100 4 6 90 0 0
Great Lakes Reinsurance (UK) Plc No Group 105 0 0 105 0 0
Barclays Stockbrokers Limited Barclays 107 2 0 0 105 0
Aviva Insurance Limited AVIVA 109 0 1 107 1 0
Fortis Insurance Limited Fortis Insurance Limited 111 0 0 111 0 0
GE Money Home Lending Limited General Electric 111 29 56 26 0 0
EUI Limited Admiral Group 113 0 0 113 0 0
The Society of Lloyd's No Group 120 0 0 120 0 0
BISL Limited No Group 123 0 0 123 0 0
Sun Life Assurance Company of Canada (UK) Limited No Group 123 0 0 4 2 117
Pearl Assurance Public Limited Company Pearl Group 124 0 1 7 7 109
CIS General Insurance Limited CO-OP 129 0 0 126 2 1
AXA Sun Life Plc AXA 137 0 1 30 32 74
AIB Group (UK) Plc No Group 142 79 4 55 3 1
Pinnacle Insurance Plc Cardiff Pinnacle 144 0 0 143 0 1
PayPal Sarl & Cie, SCA No Group 151 150 0 1 0 0
Windsor Life Assurance Company Limited SWISS RE 152 1 5 18 2 126
The National Insurance & Guarantee Corporation Ltd Royal Bank Of Scotland 154 0 0 154 0 0
Bradford & Bingley Plc Bradford & Bingley 155 14 38 32 21 50
Friends Provident Life and Pensions Limited Friends Provident 164 0 0 24 11 129
Allianz Insurance Plc Allianz Cornhill Group 167 1 0 164 0 2
Europ Assistance Holdings Limited Europ Assistance 169 0 0 169 0 0
Liverpool Victoria Insurance Company Limited Liverpool Victoria Group 173 0 0 173 0 0
Vanquis Bank Limited No Group 175 168 0 7 0 0
Scottish Widows plc Lloyds 177 1 0 43 28 105
Abbey Life Assurance Company Limited No Group 187 0 0 16 6 165
Standard Life Assurance Limited Standard Life 198 0 0 5 17 176
Shop Direct Finance Company Limited Shop Direct Group 200 159 0 41 0 0
Chartis Insurance UK Ltd No Group 208 0 0 208 0 0
Marks & Spencer Financial Services plc HSBC 210 126 0 84 0 0
Central Trust Plc Central Trust 228 9 8 210 0 1
Cheltenham & Gloucester plc Lloyds 230 18 179 27 1 5
The Governor and Company of the Bank of Ireland Bank of Ireland 232 149 28 42 6 7
Zurich Assurance Ltd Zurich 260 0 0 29 44 187
Zurich Insurance PLC Zurich 266 0 0 263 0 3
Loans.co.uk Ltd MBNA 267 1 0 266 0 0
Inter Partner Assistance No Group 290 0 0 290 0 0
Legal & General Insurance Limited Legal & General 296 0 0 296 0 0
Lloyds TSB General Insurance Limited Lloyds 296 1 0 295 0 0
St Andrew's Insurance plc Lloyds 305 0 0 305 0 0
Co-operative Insurance Society Limited CO-OP 313 0 0 82 57 174
The Royal London Mutual Insurance Society Limited Royal London Group 320 3 0 26 22 269
Churchill Insurance Company Limited Royal Bank Of Scotland 380 0 0 380 0 0
Northern Rock (Asset Management) plc Northern Rock 394 36 142 208 0 8
Legal & General Assurance Society Limited Legal & General 397 0 0 60 93 244
Royal & Sun Alliance Insurance Plc Royal & Sun Alliance 397 0 0 397 0 0
Tesco Personal Finance PLC Tesco Personal Finance 403 80 0 323 0 0
Santander Cards UK Limited No Group 424 330 1 93 0 0
Clydesdale Financial Services Limited Barclays 436 430 0 6 0 0
UK Insurance Limited Royal Bank Of Scotland 447 0 0 447 0 0
The Prudential Assurance Company Limited Prudential PLC 468 1 1 36 49 381
Eisis Ltd No Group 493 0 0 493 0 0
Aviva Life & Pensions UK Limited AVIVA 506 3 11 37 70 385
Firstplus Financial Group Plc Barclays 513 66 22 425 0 0
Direct Line Insurance Plc Royal Bank Of Scotland 547 0 0 547 0 0
AXA Insurance UK Plc AXA 565 0 0 564 0 1
Phoenix Life Limited Pearl Group 570 0 0 47 64 459
HFC Bank Limited HSBC 581 145 2 434 0 0
Aviva Insurance UK Limited AVIVA 658 0 0 650 1 7
CitiFinancial Europe Plc Citibank 711 495 3 212 1 0
The Co-operative Bank Plc CO-OP 796 323 49 383 29 12
Welcome Financial Services Limited Welcome 1039 243 16 779 0 1
Egg Banking Plc Citibank 1060 526 5 529 0 0
Clydesdale Bank Plc National Australia Group 1270 495 50 682 33 10
Nationwide Building Society Nationwide 1349 839 138 243 74 55
Black Horse Limited Lloyds 1572 265 7 1300 0 0
Capital One Bank (Europe) plc Capital One 1609 1165 0 444 0 0
MBNA Europe Bank Limited MBNA 1918 1098 0 820 0 0
Alliance & Leicester Plc Abbey 1935 1232 110 482 85 26
The Royal Bank of Scotland Plc Royal Bank Of Scotland 2557 662 92 1695 57 51
National Westminster Bank Plc Royal Bank Of Scotland 2919 1864 114 847 71 23
Santander UK Plc Abbey 2983 2023 284 370 137 169
HSBC Bank plc HSBC 3048 1823 106 901 164 54
Bank of Scotland plc Lloyds 7349 4993 561 1100 499 196
Barclays Bank Plc Barclays 9836 5908 486 2582 700 160
Lloyds TSB Bank Plc Lloyds 9952 4693 54 4853 236 116

This table shows the number of new cases received by the ombudsman service in the six-month period from 1 July to 31 December 2009 – from consumers dissatisfied with the financial business’s response to their complaint. This number is likely to reflect the size of the business involved.

For more details of the different financial products covered by the five main complaint categories, please see the full list of complaint product-codes [PDF format].

business name: the names listed alphabetically are the official names by which businesses are regulated.
business group: this is the name of any larger group that the individual business was part of at the end of the six-month period.